Personal Loans

As everyone's financial situation and needs are different, there is no ‘RIGHT’ personal loan that suites all. The great thing about personal loans is they can be used for almost anything. Whether it’s for a holiday, buying a car, consolidating your loans or for anything else. At PFMS, we can help you find the right personal loan for your needs, no matter what your situation is.

Home Loans

In today’s market there are many different types of home loan options with various interest rates, fees, features and structures available. Since our financial circumstances and needs are different, it is very important to choose the best home loan option that suits you. As this process is complicated, lengthy and cost effective, it is wise to get a qualified and licensed mortgage broker’s service to sort through the options and recommend the best available product for you.

At PFMS, we will help you to get the most suitable product for your needs.

  • First Home Buyer Loans
  • Owner Occupier Loans
  • Investment Property Loans
  • Construction Loans
  • Refinancing Loans etc.

Commercial Loans

There are many different ways in which a commercial facility can be funded and working out the best funding method/s requires careful analysis.
At PFMS, we assess each application on a case by case basis to understand your needs well. Then we will use our well established relationships with our lenders to get the best possible loan option for you.
At PFMS, we will help you get the most suitable product for your needs.

  • Commercial Property Loans
  • Business Loans etc.

Motor Vehicle and Equipment Finance

Whether it is for personal or commercial use, our extensive knowledge of motor vehicle finance and equipment finance will ensure that your loan is tailored to suit your needs.
As always, we will assess your needs carefully and suggest you the best possible loan option.
At PFMS, we will help you with:

  • Motor Vehicle Lease (Personal and Commercial)
  • Equipment Lease
  • Chattel Mortgages
  • Commercial Hire-Purchase etc.

Financial Planning

As independent financial planners we always put your interests before our own. Our recommendations are not influenced by commission payments or 3rd party obligations and we don’t have any conflicts of interest. As a result, we can advise you freely and focus on the strategies and advice YOU really need.
At PFMS, we are qualified and experienced to advise in the following areas.

  • Superannuation Planning & Strategies
  • Tax Planning & Structures
  • Retirement Planning
  • Investment Strategy and Advice
  • Self-Managed Super Funds (SMSF)
  • Life Insurance & Income Protection Insurance
  • Asset Protection
  • Securities (Direct Shares)
  • Wealth Management